Carnegie's ideas regarding the nature of wealth are expounded upon in his "gospel" He believed that people who inherited money could accomplish nothing more with it than merely living off of it, where people who nurtured and grew their fortunes were the ones who truly prospered. One of the smartest options with money, in Carnegie's opinion, was to try to grow it and always make more. He divided wealth into three categories, those being inheritance, for public purposes, and sums left to the jurisdiction of the one who possessed it. The most realistic option, he said, was the third. Carnegie also believed that the circulation of money was a vital part of social Darwinism, for it separated the rich from the poor and civilization needed to be ruled by the wealthy, in his opinion, for they made the foundations of society. But despite that, the wealthy had to be cautious and set a financial example by not being extravagent with their spending, but modest and smart, cautious investors. And in the end, a duty of the wealthy man was the duty to help his government and fellow man.
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